Legacy Builder Financial

Build your financial future confidently

Personalized plans for your goals and peace of mind.

Who We Are

We provide comprehensive financial planning tailored to your goals and stage of life. Whether you’re planning for retirement, protecting your family, saving for your children’s education, growing your investments, or purchasing your first home, we create a personalized strategy that includes life and health insurance, retirement planning, TFSAs, RESPs, investment solutions, and long-term wealth planning.

Your Goals. Your Future. Your Financial Plan.

Build Your Financial Future with Confidence

Personalized financial planning to help you protect your family, save for retirement, grow your wealth, and achieve your life's goals—with expert guidance every step of the way.

Our Services

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RESP (Registered Education Savings Plan)

RESP is a savings account that helps you save for your child's education. The government can contribute up to $9,200 in grants for your child, helping your savings grow and making it easier to pay for college, university, or trade school.

RRSP (Registered Retirement Savings Plan)

RRSP is a retirement savings account that helps you save for the future while reducing the income tax you pay today. Your money can grow over time, and you usually pay tax only when you take it out in retirement.

TFSA (Tax-Free Savings Account)

TFSA is a savings and investment account where your money can grow tax-free. You can use it to save for goals like a home, retirement, travel, or emergencies, and you won't pay tax on the investment growth or withdrawals.

Investments

We help you invest your money for long-term growth through a diversified portfolio, with a goal of earning an average annual return of 7%–9% over the long term. While returns are not guaranteed and can vary from year to year, investing is designed to help grow your wealth over time.

Term Life Insurance

Term Life Insurance provides affordable financial protection for a set period of time (such as 10, 20, or 30 years). If you pass away during the coverage period, your loved ones receive a tax-free payment to help cover expenses like the mortgage, bills, and everyday living costs.

Permanent Life Insurance

Permanent Life Insurance provides lifelong coverage and includes a cash value that can grow over time. It offers lifelong financial protection for your loved ones while also helping you build long-term wealth.

Universal Life Insurance

Universal Life Insurance provides lifelong coverage while allowing you to grow your money through tax-advantaged investments inside the policy. It combines life insurance with long-term wealth-building and offers flexible premiums and investment options.

Critical Illness Insurance

Critical Illness Insurance provides a tax-free lump-sum payment if you're diagnosed with a covered serious illness, such as cancer, heart attack, or stroke. The money can help cover medical expenses, lost income, or everyday living costs while you focus on recovery.

Disability Insurance

Disability Insurance provides a monthly income if you become unable to work due to an illness or injury. It helps you pay your bills, cover daily expenses, and protect your financial stability while you recover.

Mortgage

We help you find the right mortgage to buy your first home, move to a new home, or invest in real estate—while comparing options to get competitive rates and terms.

Refinancing

We help you replace your current mortgage to access your home's equity, lower your payments, consolidate debt, or better fit your financial goals.

Corporate Tax Strategies

Corporate Tax Strategies help business owners legally reduce taxes, protect their wealth, and keep more of what they earn through smart financial and tax planning.

Group Benefits & Business Insurance

Group Benefits & Business Insurance help businesses provide valuable employee benefits such as dental, prescription drugs, vision care, health coverage, disability insurance, and life insurance. These plans help attract and retain employees while supporting their health and financial well-being.

Client Voices

Legacy Builder Financial made buying our first home stress-free with clear advice and quick mortgage approval.